• NEW base plan rates for Preferred Term 10, 20 and 30
• NEW term rider rates (standard class) on Universal Life Plans PLUS 4 NEW rate bands on term rider rates
• Preferred class starting as low $100,000
• NEW $50 policy fee per year across ALL underwriting classes
• Multi-policy fee discount can now be applied when Living Benefit plans and Preferred Term plans are submitted at the same time
• MORE conversion options – permanent plans available for conversion now include Pure Term 100, Life Dimensions and 20-Pay Life … all starting at $25,000

More First Year Commission:
 

Please refer to Schedule of Commissions dated November 2, 2015 for details on changes to FYC and Renewal Commission.
 

Download The Wave v32.0 TODAY!

Further details are available in the Transition Rules and the updated Term Life Product Overview.
 
MB 386 (2015/10/27)