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As we are heading into the final quarter of the year, I would like to remind you that Class Plus 2.1 (GMWB) does not pro-rate its notional bonus. This means you will get the full 5% bonus for 2016 if you get it in by Friday, December 30, 2016.

Our 5% notional bonus is a contractual fixed bonus that offers clients the absolute certainty they need. Empire Life also offers up to 80% equity exposure to provide clients with the greatest upside potential, while they are guaranteed the lifetime minimum withdrawal amount up to age 120. Please find attached a sample illustration, along with the advisor guide. Also, here is a link to all the product information/materials: 

https://www.empire.ca/advisor/investments/our-products/class-plus-2-1/en/